What To Include In Your Delivery Driver's Workers' Comp Claim

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If you are a delivery driver, you are in an accident prone job.

There are thousands of accidents involving delivery drivers all over the country every year.

If you have an accident and you need to take time off work to recover from an injury, you may qualify for workers’ compensation.

Your employer is likely to have workers’ compensation insurance to cover its delivery drivers and other employees who are injured or fall ill on the job.

If you file an application for workers’ compensation and it is successful it pays a percentage of your weekly wage, the full cost of medical treatment and any costs for rehabilitation which enables you to go back to return to work as a delivery driver.

What to Do Before Filing for Workers’ Compensation

When the accident has taken place your top priority is ensuring you get the right medical treatment for your injuries.

As soon as you are able you must report the accident and injury to your employer.

The quicker you are able to report the accident the quicker your WC claim will be settled.

If you are slow to report the incident your employer may not believe that the accident took place while you were at work as a delivery driver.

Filing Your Workers’ Compensation Report

As soon as your accident report has been acknowledged, your employer will get you to fill in a form.

It is essential to include with the completed form any documents that verify your accident occurred while you were working as a delivery driver.

This could include any of the documentation:

  • your doctor’s diagnosis, treatment and likely recovery time;
  • video cam footage clearly showing where and how the accident took place (if possible);
  • receipts for the medical treatment you have paid for already;
  • photos taken by you or other delivery drivers who saw the actual accident take place;
  • eye witnesses’ written reports vouching that the accident occurred while you were at work.

When the filling in of the form has been finished and all the evidence has been attached, you must hand in the form in to your employer whose responsibility it is to forward it to its workers’ comp. insurer.

If after some time you have heard nothing from your employer about your WC claim you may think about making contact with the workers’ comp office that is situated nearest to you.

One of their workers will be assigned the responsibility to check up on your WC claim so s/he will contact your employer.

What To Include In Your Delivery Driver's Workers' Comp Claim?

After You File Your Workers’ Compensation Report

You can never expect an immediate response from your employer’s WC insurer as they do not take the claim lightly and will pursue their own investigation before making a decision on any WC claim.

This typically includes assessing the evidence you have offered which reinforces that the accident and subsequent injury took place while you were working as a delivery driver.

Often WC claims are denied by insurers based on evidence provided.

If your WC claim has been denied you should contact your local Workers' Compensation Appeals Board so that you are given the chance to file an appeal.

When the appeal hearing takes place the judge appointed will hear the case and let your employer’s WC insurer know the decision.

Contact a Workers’ Comp. Lawyer

Because workers’ comp. claims are never easy to win it is a good idea to seek help from an attorney who can help you get your claim on the right track.

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