If you have been injured in a workplace accident, you are eligible to pursue a workers’ compensation claim. Workers’ compensation is a special insurance that employers must maintain for their workers at no additional charge. This insurance coverage protects the worker and their employer. Workers’ compensation includes medical benefits, which will cover the costs related to getting medical care for your workplace injury and will cover a portion of your lost wages while you are unable to return to your job. However, being approved for workers’ compensation benefits can be challenging. You must prove that your injury or illness is work-related and that you are entitled to benefits. Maintaining documentation is essential to a successful claim. Workers’ Compensation Claims Denied There are many legitimate workers’ compensation claims that are denied every year. Dealing with insurance companies can be challenging. Every state sets its own workers’ compensation laws, so the claims process can vary slightly. However, a strict statute of limitations does apply, and documents must be filed in a timely manner. Usually, within two weeks of a claim being approved, you will begin to receive payments. When you are notified about your claim, you will receive a letter that indicates whether your claim has been approved or denied. If it is denied, the letter will explain why, so you can correct the problem when you file your appeal. Workers’ compensation claims require extensive documentation and evidence. Checking the Status of a Workers’ Comp Claim If you are concerned because you have not heard back about your workers’ compensation claim, you can check the status of your claim. You should be provided with contact details. Depending on your state laws, you might contact your state workers’ compensation office or an adjuster with your employer’s workers’ compensation insurer or your employer. When you file a claim, your documents will provide detailed information about who to contact. Your workers’ compensation attorney can also keep you updated with the status of your claim. You are to be notified of your claim’s status within a specified timeframe according to state law. Usually, the state allows anywhere from 14 to 30 days for your work-related injury to be investigated and for a decision to be made regarding your workers’ compensation claim. Consult with a Workers’ Compensation Attorney If you have been injured while working, you should consult with a workers’ compensation attorney. Workers’ compensation attorneys are experienced in workplace accidents and occupational disease. They can help you through the entire claims process, and make sure your rights are protected and that you are treated fairly. A lawyer can help you file the initial claim and will keep you apprised of the status of your claim. To get your claim on the right track, complete the Free Case Evaluation Form on this page. An attorney licensed in your state will review your claim and determine the best way to proceed with your workers’ comp claim. Additional Resources Workers' Compensation Claims by Injury My Claim was Denied. Can I Appeal It?
