Workers’ Compensation if Injured at Fred’s Super Dollar*

Have you been involved in an accident while at work at a Fred’s Super Dollar store? If you have and you have had to seek medical treatment and / or have had to stay away from work to recover, you may be wondering who is going to pay for an accident which happened at work.

In most states, there is a requirement for employers, especially large ones like Fred’s, to take out workers’ compensation insurance with a private insurance carrier. In a few states the insurance is provided by a state entity. You will need to have paperwork to show how and when the accident took place as well as proof of medical expenses and submit a claim within a specified time period after the accident. If you have any problems or need some legal help to get you started, contact a workers’ compensation attorney.

Fred’s Super Dollar - Company Profile

Fred’s operates discount stores selling a variety of cheap goods as well as pharmaceutical products in the southeastern states. Its corporate headquarters are located in Memphis, Tennessee. In addition to the more general discount stores, Fred’s operates specialty pharmacy stores and Xpress pharmacies.

There are around 650 general stores within the Fred’s chain as well as 57 Xpress pharmacies and 3 specialty pharmacies.

Fred's Super Dollar Workers' Compensation

Fred’s has been around for over 70 years with the first store opening in 1947. It tends to compete most with other discount chains, but not large stores like Walmart because its stores are primarily located in smaller towns. 9,120 people work in Fred’s retail stores, as well as its two large distribution centers.

Potential Hourly Wages at Fred’s

Fred’s employs a lot of people and they occupy a variety of different job categories. There are store assistants, cashiers, stockers, store managers, pharmacy assistants and pharmacy managers as well as a number of different employee categories in the distribution centers. Here is a small sample of typical hourly wages earned by Fred’s staff that need to be used to calculate a WC claim if a workplace injury or illness occurs.

  • cashier: $7.37;
  • retail store assistant manager: $8.97;
  • pharmacy technician: $9.97;
  • HVAC service technician: $21.78.

The figures quoted have been taken from payscale.com in August 2017.

An Hourly Wage Calculation at a Fred’s Store

Workers’ compensation is only for economic damages, unlike personal injury claims that might include payments for pain and suffering. The other key difference with workers’ compensation is that it is not necessary to prove that the accident was due to negligence on the part of the employer. It is basically a no-fault claim.

The medical costs of the injury are added up and usually paid in full as long as they relate to the workplace injury. It is important to establish the link between the bill and the injury and to show that the injury happened while you were at work. The lost earnings component is a calculation based on the normal hourly wage, the number of hours lost due to the injury and a percentage, commonly around two thirds (67%) of the total.

For example, a pharmacy technician who claims that he was injured while working at a Fred’s pharmacy would normally earn $9.97 an hour. If the technician was absent from work for two weeks and had a 36 hour working week then he could claim the following:

$9.97 (hourly wage) x 36 (no. of hours per week) x 2 (no. of weeks absent) x 0.67 (percentage of full earnings allowed) = $480.

How an Experienced Workers’ Comp. Attorney Could Help You

Don’t hesitate to seek legal help if you have any problems with your workers’ comp. claim. An experienced workers’ comp. attorney can help if your claim is denied, or if your paperwork is insufficient and you are not sure what you need or if the amount you are paid seems too low.

*The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Fred's Super Dollar, or any other party, you may not be entitled to any compensation.