If you have suffered a work-related injury or you have been diagnosed with an occupational illness, you might be able to benefit from a workers' compensation claim. Most employers are required to maintain workers' compensation coverage for their workers. There is no cost to you for workers' compensation insurance. Your employer is responsible for maintaining that additional coverage for you at no cost to you. According to Insureon, most employers pay anywhere from 75 cents to $2.74 per $100 of payroll toward making sure they have the proper coverage in place per state guidelines. There is no cost for you to file a workers' compensation claim after an illness or injury, but your attorney will be compensated out of your settlement. Your employer might have to pay a fee to its insurer when a claim is filed as well, but that is not your responsibility. Benefits Offered Through Workers' Compensation Workers' compensation offers several different benefits, such as medical benefits coverage. These medical benefits cover the costs related to your diagnoses and treatment for a work injury or illness. Next are wages. You will be paid a portion of your lost wages while the physician says you are unable to work. Usually, it is about two-thirds of your regular salary up to a specified amount. The maximum payout varies from one state to another. How many weeks you will be out of work is multiplied by your weekly payout to determine how much you should receive in a settlement with the insurer. Some states offer additional pay for permanent or long-term disabilities. Of course, it is dependent on the kind of injury and how you will be impacted in the future. Your Costs Related To A Workers' Comp Claim When you file a workers' comp claim, you need the guidance of a workplace injury lawyer. Because of the complexity of such claims and to ensure you are treated fairly, a lawyer is practically a necessity. Because you are unable to work, a lawyer will not charge you any upfront costs. Instead, any expenses related to your case are advanced to you. When you receive a settlement, those expenses are paid out of your claim. Usually, you agree to pay your attorney a percentage of your settlement when you hire him or her to represent you. That percentage is also deducted from the amount of your workers' compensation settlement. Consult With A Workers' Compensation Attorney If you have suffered an injury while working or you have been suffering from the symptoms of an occupational disease that needs an accurate diagnosis, you should consult with a workers' compensation attorney right away. With the help of a lawyer, you can have much more success at getting the benefits you deserve after a work incident. Your attorney can determine which benefits you are entitled to receive and determine the value of your claim. Schedule a free case evaluation today so you can get your claim on track. Additional Resources Workers' Compensation By State What Types of Injuries Does a Workers’ Compensation Claim Cover?
