If you have been injured at work, you are eligible for workers’ compensation benefits. Your employer’s workers’ compensation insurer will investigate your accident and your injury, then determine if you are eligible for benefits. Workers’ compensation, however, is a no-fault insurance program. If you were hurt at work, you are covered by the insurance program. As part of the investigation, your employer’s insurer might ask you to provide a recorded statement. They will most likely say the statement is to investigate your accident or to determine if you are eligible for benefits, but in many cases, the statement is used against you to deny your claim. What To Say When Asked For A Recorded Statement You don’t want your recorded statement to be used against you, so when you are asked to make this statement, you will need to make sure the insurance adjuster does not control the statement recording process. Instead, enlist the help of a workers’ compensation attorney who will represent you and your interests. Your attorney will review the details of the case and will help prepare a statement that tells your side of the story in a fair and accurate manner. This will ensure your interests are protected and will help you avoid giving a recorded statement that can be used against you by your employer and your insurer. Don’t risk losing benefits by making a statement without legal representation. Don’t Let The Claims Process Be Turned Against You Often, legitimate workers’ compensation claims can be denied. In that case an appeal must be filed. If you have suffered a previous injury that is similar to your current injury, your claim could be denied by the insurer. They might allege that your injury is pre-existing, or that when you were involved in the accident you weren’t really hurt, and you just took the opportunity to try to get care for an old injury. In those cases, you will need an attorney to investigate your accident and gather up documentation to support your claim. Without an attorney, your odds of a successful claim are reduced significantly. You will need a lawyer who can help you prepare your statement, and who can build a case on your behalf. Consult With A Workers’ Compensation Attorney If you have suffered injuries in a workplace accident, consult with a workers’ compensation attorney. Complete the Free Case Evaluation Form to have your case reviewed by a lawyer who is licensed in your state. The attorney will investigate your accident, gather up evidence and documentation, and then argue your case. State laws do vary, and strict statutes of limitations apply, so make sure you get legal representation right away. A lawyer can help you throughout the process, including filing the initial workers’ compensation claim. Get your claim reviewed by an attorney today, so you can make sure your claim is on the right track. Don’t wait until it is too late to claim workers’ compensation benefits. Additional Resources What is Workers’ Compensation Insurance? Workers’ Compensation Insurance Companies
