If you have suffered an injury at work, you could face financial difficulties from the mounting medical bills and from the inability to work and bring home your paycheck. If you were hurt at work, you can pursue a claim for workers’ compensation benefits. While workers’ compensation laws do vary from one state to another, the claims process is very similar, and the benefits provided are pretty much the same across the board. You need to understand the process, so you can be sure to protect your rights and properly pursue a claim. The Claims Process Here are the steps involved with pursuing a workers’ compensation claim: If you are injured in a workplace accident, notify your employer right away. While state laws vary on this, you must tell a supervisor or manager quickly. Some states require you notify your employer in writing within 7 days while others say a verbal notification within 3 days is adequate. You will need to provide a detailed statement for inclusion in the accident report. This will involve explaining what you were doing, how the accident occurred, what injuries you suffered, who was with you and who saw what happened. Seek medical care. Don’t postpone getting treated. If you delay getting medical care, it might seem as though your injuries aren’t as and as you claim, or it might be more difficult to prove that you were indeed hurt while on the job. Keep copies of all documents. Keep copies of medical records, medical bills, prescription receipts, document mileage to and from work, and keep documentation that shows missed work and lost wages. If possible, get a copy of your timesheet or timecard that shows you were on the clock at the time of the accident. Obey doctor’s orders. If the physician says you are unable to work, don’t go to work but notify your employer and keep them updated on your status. Keep copies of medical excuses that indicate you are unable to return to work because of your injuries. File a claim. The claims process varies from state to state, but it usually involves filling out a claims form and filing it with the proper authorities with the state labor department or labor board. Make sure you provide all the supporting documentation and precise details. Wait for a response. If your claim is denied, then file an appeal. Consult With a Workers’ Compensation Lawyer If you have suffered an injury at work, consult with a workers’ compensation attorney as soon as possible. Workers’ compensation claims are complicated, and many legitimate claims are denied. To ensure you are treated fairly and that your claim is given proper consideration, consult with a workplace injury lawyer who is licensed to practice in your state. Complete the Free Case Evaluation Form today to have your case details reviewed by an attorney near you. Additional Resources How Long Do I Have to File a Claim After I'm Injured at Work? What Do I Need Prepared for My Workers’ Compensation Claim?
