As an employee of the United States Postal Service (USPS), you are protected by workers’ compensation insurance. This is special insurance coverage that protects USPS and its employees in the event of a workplace illness or injury. All workplace injuries are covered, so that should include frostbite as well. If you suffer frostbite while performing your job, you can pursue a claim against USPS for workers’ compensation benefits. The Connection Showing Frostbite Was Related To Your USPS Duties Any workers’ compensation claim must show evidence that the injury or illness is caused by the job. There will need to be a connection to show that frostbite resulted from the activities done during your job. As an example, if you work indoors sorting mail most the day, then your claim will not be approved because you cannot suffer from frostbite in the post office. However, if you are a mail carrier who delivers mail from door to door in cold temperatures, then you can suffer from the condition. Workers’ compensation offers medical benefits, which will cover the costs of treating your frostbite. This means that your cost of medical visits, prescriptions, wound care and therapy will be paid. If your frostbite is severe and you require time off work, you will receive benefits that cover a large portion of your lost wages. Usually, you will receive almost 67 percent of your regular salary through workers’ compensation. USPS Workers’ Compensation Benefits While every state sets its own laws regarding workers’ compensation claims, the coverage is basically universal. It covers the cost of your medical care and it also covers a portion of your lost wages while you are recovering. However, state laws dictate the deadlines and the claims process, so you need to make sure you file everything in a timely manner. Failing to meet the deadlines or file the correct paperwork could result in the loss of benefits or your claim being denied or dismissed. These benefits are very important during a challenging time like a workplace injury, and frostbite can be serious enough to require an extended recovery. Don’t risk losing your workers’ compensation benefits from USPS for frostbite. Be sure you understand the laws where you live and work and consult with a workers’ compensation attorney who can guide you through the claims process. Consult With A Workers’ Compensation Attorney If you suffered frostbite while performing duties as a mail carrier with USPS, you should consult with a workers’ compensation attorney who is licensed in your state. With a lawyer on your side, your odds of a successful claim increase significantly. Complete the Free Case Evaluation Form to have the details of your claim reviewed by a workplace injury attorney in your area. Get your claim on track today! Additional Resources Why Should I Get a Workers’ Compensation Attorney? Can I Be Terminated If I File for Workers’ Compensation? *Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against USPS, or any other party, you may not be entitled to any compensation.
