The benefits structure of a company refers to those benefits the company offers that falls outside your typical wages. Examples of some benefits include vacation pay, sick days, paid-time-off, short term disability, long-term disability, life insurance, medical, dental and vision coverage. These are voluntary benefits. There are also legally mandated benefits that include paying for workers' comp insurance for each employee. How Can a Benefits Structure Affect Your Claim? When you are injured on the job you have the right to apply for workers' comp. This insurance helps to cover a part of your wages while you are incapacitated. It is also important to understand what company benefits you may be entitled to so that you can take maximum advantage of them. This can be a confusing process and a skilled workers' comp attorney can help you ensure you have exhausted all benefits your company offers that you might be entitled to. Receiving Legal Aid If You Aren't Receiving Your Payments A workers' comp attorney will be able to negotiate with your company on your behalf to see if you may be entitled to short-term or long-term disability benefits. They can see if any of the medical expenses can be covered by insurance. They can see if you have any supplemental income insurance for injured employees. An attorney will help you make sure you receive all the benefits you are entitled to by law. They can work with your employers on your behalf so you do not lose out on anything you may be eligible to collect while you are out of work. You may not know that workers' compensation attorneys work on a contingency fee basis, meaning that you do not pay your attorney unless you win your claim. Here's a little more information on how workers' comp attorneys are paid.
