State disability insurance is offered in some states. It is also referred to as temporary disability insurance. This insurance helps cover some of the lost wages of employees who have suffered a non-work related injury or illness, until they can resume their normal job duties again. State disability insurance is funded through payroll deductions. Contributions for this fund come directly from payroll deductions and are non-voluntary. If your state does not off state disability insurance, you will need to have separate private disability insurance in order to reimburse you for lost wages. Why Should You Get Help Applying for Workers' Comp? Applying for state or private disability benefits can be a time-consuming and complicated process. Having an attorney can help you identify state resources that may be available to you if you have been injured outside of work. Your attorney can help you complete the application forms and collect any supporting documentation you may need in order to prove your claim. The process can be complicated so legal counsel can be very important and helpful for you if you want to make a successful claim. An attorney can also help you if you have private disability insurance. A workers' comp lawyer can assist you complete the application forms and help you obtain physicians reports to support your claim. A workers' compensation attorney may be able to negotiate with your employer to help you retain your employment status while you recuperate. If you are not feeling well, having someone help you navigate the legal landscape can be invaluable. Here's a little more information on how to hire a workers' compensation attorney.
