Penetrating injuries that occur on the job are extremely serious. A tool, a piece of lumber, or anything that penetrates the skull or other part of the body can cause serious, permanent damage or even death. If you were unable to work because of a penetrating injury, could you continue to pay your bills? If you ended up permanent disabled, what would you do? If you were hurt on the job, you should consider filing a workers’ compensation claim to get help with your expenses. Workers’ Compensation Basics Workers’ compensation insurance is something that is put in place to help people who are hurt on the job in some way. Each state has a law that requires most employers to carry workers’ compensation insurance. There’s no out of pocket cost to the employee. However, for you to receive any benefits from it after being hurt at work, you must file a claim. Workers’ compensation has a variety of common benefits. The benefits you may qualify to receive will depend on the severity of your injury. Common benefits include: Help with medical expenses. Partial wages if you are temporarily or permanently unable to work. Occupational training if you are unable to return to your previous job. You could bleed to death, have permanent injuries, or even die from the injury. The most common penetrating injuries can damage the brain or the heart. If a construction worker falls and lands on a tool such as a screwdriver, it could puncture his lung or heart. Neck trauma is another extremely serious matter. For instance, police officers and security guards who are shot or stabbed in the neck can bleed to death or have permanent injuries such as paralysis. Delivery drivers, plumbers, electricians, and others who drive for work purposes are also at risk of penetrating injuries. The chest and stomach are commonly injured from high velocity impacts. Abdominal and chest penetrating injuries can cause death or permanent injury. Get Medical Help Immediately If you have a penetrating injury, get medical help immediately. Call 911 or ask someone to call 911 before you inform your supervisor. The likelihood of recovery is much greater if you get medical care right away. Workers’ compensation provides for emergency treatment. Should You File a Workers’ Compensation Claim? Ultimately, the decision to file a workers’ compensation claim is up to you. Keep in mind that doing so means that you can get help with your medical expenses and you may also be entitled to receive a portion of your wages if you are unable to work. If your loved one died on the job because of a penetrating injury, you may still be entitled to file a workers’ compensation on their behalf. Get Legal Help You should consider taking the time to talk with a workers’ compensation attorney to learn about your rights under the law. Dealing with groups like insurance companies during these cases can be very complex. A qualified attorney can help you and answer your questions.
