It can be very stressful knowing what to do after a serious injury or illness at work. You may not have sufficient insurance to cover unexpected medical treatment and you may be wondering how you are going to pay the bills while off work. Hopefully, your employer has taken out workers’ comp. insurance with a reputable insurer like one of the Old Republic Group. A successful claim can certainly compensate you for medical costs and pay a percentage of any earnings that you have lost. Sometimes, a legitimate claim is denied and you may be forced to get help from a reliable workers’ comp. attorney to work out what went wrong before submitting an appeal. The Old Republic Group – Company Profile If your workers’ comp. claim has been denied, you should check out who your employer’s insurer is for workers’ compensation. One major insurer that provides casualty insurance of this type is the Old republic Group. The business has its corporate headquarters in Chicago, Illinois. Like a lot of insurance providers, it splits its business interests up into a number of subsidiaries that deal with specific insurance interests. The Old Republic General Insurance Group is one of the U.S.’s 50 largest insurance providers. Tips on a Course of Action Following a WC Claim Denial Workers’ compensation claims can be denied for a number of reasons. If you submitted the claim on time and also officially notified your employer about the injury or workplace related illness, this reduces the reasons for denial considerably. It may be because you did not submit sufficient paperwork or your employer or the insurer simply made a simple date or time error. Read through the denial letter carefully first. It will identify the reason for denial. If you still believe that your claim was justified your first step should be to check that the correct information was passed on by your employer and also by your employer’s insurer. It may seem like a long shot, but often a simple mistake has not been made by you but by one of these two. After eliminating the above, it may be time to have a discussion with a workers’ comp. attorney and be full and frank about how you made your initial claim. The attorney may spot why your claim was denied and suggest making an appeal. If this is what the legal advice is, submit an appeal against the decision, allowing time before the cut off period. You will be expected to appear at an administrative hearing where the appeal will be heard before a judge. With the help of your attorney, get together the original paperwork you sent in with the first claim as well as anything which the attorney thins will be useful. This will depend entirely on the reason for denial. For instance, it may be because your employer says that you were not at work when your injury took place. Copies of time sheets and documents from your doctor or a hospital can rectify a mistake like this. It might be because you estimated medical costs and did not submit proof of invoices, bills etc. Why You Should Not Ignore a WC Attorney This Time Around It doesn’t make sense making an appeal against a denial of a workers’ comp. claim unless you have already had a discussion with an appropriately experienced attorney. The attorney has the experience to assess the reasons for denial and advise you based on that experience whether to go ahead with an appeal. More importantly, the attorney will be able t suggest exactly what you can do t make sure that your appeal is successful when you go to the appeal hearing. In a small number of cases, if an appeal is unsuccessful, there may be other legal options which the attorney will point out. *The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Old Republic Group, or any other company, you may not be entitled to any compensation.
