Going off every day to a regular job should mean a guaranteed income as the reward. However, sometimes you get more than what you bargained for and have an unexpected accident. This means that the income you are used to is no longer there until you have fully recovered and are able to resume normal duties. It’s not the sort of thing you would ever expect to happen but fortunately most employers are required to pay you regular workers compensation payments in Idaho. This payment offers some help when you need to pay for medical treatment and your usual salary is not available to you. Employment in Idaho The state has a workforce of 642,700, according to the Federal Bureau of Statistics. The overall mean income is $40,810 per year. There are more than 35,000 people working in management jobs with the highest annual income going to those in the computer and information sector, which is more than $100,000 a year. There are 1,020 chief executives earning up to $120,000 per year. Managers who don’t quite earn this figure are often found in the fundraising sector and play a role in the advertising industry too. Transportation makes up 7.4% of available jobs while farmers, ranchers and other agricultural workers make up 13.1% of those currently employed. What is Idaho’s Workers' Compensation Insurance? Workers' comp insurance in Idaho is a no-fault insurance, which offers monetary benefits to cover loss in wages and medical expenses to workers who have been unable to do their job due to an accident and injury that took place while at work, regardless of their fault in the accident. You are covered from the 1st day the injury took place. If you are uncertain if your employer has workers' comp insurance you can find out by accessing the online verification service. Your employer's workers' comp insurer pays for necessary and reasonable medical care needed to provide proper treatment for your on-the-job injury. Any bills should be sent directly to this company. In order to qualify for workers compensation, you are required to report your work-related injury or disease outbreak to your employer as soon as the event takes place. You may lose all entitlements to benefits if you have exceeded 60 days before reporting the injury. How to Make a Worker’s Comp Claim You must tell your employer how, where and when the accident and injury took place. You must complete the "First Report of Injury or Illness" form. Your employer should file this form on your behalf but if this doesn’t happen you can submit it yourself. If you have an injury that is job-related and you think your employer does not have workers compensation coverage the Idaho Industrial Commission should be contacted and they can check your employer’s status for you. The Idaho Industrial Commission’s job is to inform your employer of the claim and remind him or her of the responsibility to pay your workers' compensation benefits. You May Need an Attorney Not all employers co-operate when it comes to paying out workers comp, so if you are having problems obtaining your entitlements you should not hesitate but contact a worker’s compensation attorney before it’s too late.
