CVS Health is the current name for a pharmacy chain and pharmacy benefit specialist. The acronym “CVS” once stood for “Consumer Value Stores,” which was what they were back in the late 1960s: a chain of health and beauty product stores. The first CVS store was established back in 1963 in Lowell, Massachusetts by two locally based brothers and a Scandinavian entrepreneur. The focus of the company has changed quite a lot over the last 50 years, although it has always been health based. CVS Health now has nearly a third of a million employees. Who is Covered Under CVS’s Workers’ Compensation? Like any large employer, wherever its stores are in the country, workers’ compensation insurance is provided to all employees, regardless of their status. The only people who might work at a CVS pharmacy or establishment temporarily and not be covered by workers’ comp. are independent contractors. These workers are not directly employed by CVS and are responsible for their own insurance arrangements. CVS workers are covered by their employer’s insurance policy as long as they are actually at work or working on behalf of the company when they are injured. For example, a CVS driver who is driving to work is not covered by workers’ compensation. The same driver who is delivering CVS products 100 miles away from a CVS base is covered if they have a traffic accident and are injured. Workers’ compensation is also a no-fault system of insurance that means that every worker is entitled to make a claim regardless of whose fault the injury was. Who is Not Covered Under CVS’s Workers’ Compensation? While most employees working for CVS should be covered by their employer’s workers’ comp. insurance while at work, there are specific reasons why their claim may be denied. For example, if they fail to let their supervisor know about their injury within a state determined time period (sometimes just a few days, or a couple of weeks after the injury) then they may lose their right to file a claim. There are a limited number of other reasons why an employee may not be covered: if their injury did not take place at work; if they were drunk or affected by drugs while at work; if they deliberately injured themselves to obtain compensation; if they refused to follow safety procedures. Contact a Workers’ Compensation Lawyer You might think that filing a workers’ comp. claim is straightforward, but insurers regularly deny workers’ claims. To avoid a denial, or a challenge to your claim, it is a good idea to use a workers’ compensation lawyer to provide legal advice and help. If your claim has already been denied, the appeals procedure is not at all an easy one. This is where you really need to use a workers’ compensation lawyer to guide you through the appeal procedure. Fill out the Free Case Evaluation today! *Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against CVS, or another party, you may not be entitled to any compensation. Additional Resources Help! I was Injured Working at CVS!* How Much is a Claim Against CVS Worth?*
