If you are an employee of Lowe’s Home Improvement Center and you were hurt while on the job, you are covered by workers’ compensation benefits. The coverage is required by law, but these regulations might vary slightly from one state to another, as each state sets its own laws regarding the special insurance coverage. Workers’ compensation is designed to help injured workers get financial relief after being injured in a workplace accident. Workers’ compensation includes medical benefits coverage and will cover a portion of your missed pay while you are unable to work. Kinds of Injuries While Working at Lowe’s If you are employed at Lowe’s, you could suffer a variety of injuries. You might be cut while using a saw. You could be injured while operating a fork lift. You could be hit by falling lumber or other items or supplies. You could suffer a back injury while lifting merchandise. You could slip and fall while on the sales floor, you could fall from a ladder or from a bucket lift, or you could be injured while assembling appliances for customers. A variety of injuries could result while working at Lowe’s. Some of those injuries might include broken bones, head trauma, spinal injuries, back and neck injuries, whiplash, soft tissue injuries, nerve damage, lacerations, cuts, and contusions. Follow the State Law The timeframe for pursuing a workers’ compensation benefits claim can vary significantly from one state to another. The first step in pursuing a claim is notifying your supervisor or manager. There is usually a set number of days you have in which to pursue such a claim. Some states require your employer to notify the state workers’ compensation board while other states require you to complete a form and file it yourself. You must pursue a claim within the statute of limitations, or you will not be eligible to pursue a claim for workers’ compensation benefits. You will need to see a physician on the approved list, which should be posted in a visible location at your store location. If you cannot find this list, you should ask your manager for a copy of it. If you don’t see a physician on the approved list, your medical expenses will not be covered. Who is Covered? Any employee is covered by the employer’s workers’ compensation coverage. Workers’ compensation is a no-fault program, so even if you are partially to blame for your accident and the injuries that resulted, you are still eligible to pursue a claim and receive benefits. Workers’ compensation is a complicated process, so you should consult with an attorney before pursuing benefits. Consult With A Workers’ Compensation Attorney If you have been injured while working at Lowe’s, you should consult with a workers’ compensation attorney. Complete the Free Case Evaluation Form, so your case can be reviewed by a workers’ comp lawyer who will determine the best way to proceed with your claim. Remember, time is of the essence. *Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Lowe's, or any other party, you may not be entitled to any compensation.
